FUNDS MANAGEMENT
KEY FEATURES

  Attrctive interest rates of 5% fixed for 3, 4 or

  5 years

  Fees and charges - NIL

  A mortgage over land and/or assets, satisfactory

  to value commensurate with the loan amount

  Asset Value in excess of Debt

  Interest payments 6 monthly

  No foreign investment considerations

  Independent Bank Grade Valuation of underlying

  Asset by global commercial real estate agency

  Access to the EFM Sustainable Investment

  approach, integrating environmental analysis

  with financial analysis